Home Warranty

Threshold for Home Warranty Insurance Increased

The Home Building Amendment Act 2011 provides for a short form contract for small jobs.   It also increased the threshold for the requirement for home warranty insurance for residential building work from $12000 to $20000.

The regulation does three things.  First, it clarifies that the short form contract for small jobs can be used by contractors.

Secondly, it provides that a contractor’s licence can be issued to an undischarged bankrupt, or a person who has been discharged from bankruptcy, as long as the value of the work does not exceed $20000.  This is up from $12000 and it is consistent with the increase in the threshold for holding home warranty insurance.

thirdly, it clarifies that a person can hold a contractor’s licence without holding home warranty insurance if their licence only authorises them to carry out building work of a kind that is not required to be covered by the insurance.

Readers should not act or rely on this information without first seeking out professional advice concerning their particular circumstances



COVID-19 Announcement


Please be advised that our offices are open however due to social distancing regulations for the foreseeable future we will be limiting face to face conferences.

For clients regarding wills, power of attorneys and enduring guardianships we will organize to hold the meeting in a conference room that meets the social distancing rules.

We will be conducting our conferences via video conferencing or phone where necessary. At this point we will not be able to conduct any Notary Appointments.


Be assured that all property settlements will not be affected and will continue to be transacted electronically.  Russell Kelly & Associates is a certified accredited participant in Property Exchange Australia (PEXA).


We will be monitoring the governments responses and will update as necessary.